Risk, Resilience & Compliance PartnerProtect the organisation. Strengthen what comes next.
Forthwise connects commercial decisions with AJC’s specialist capability across risk, business continuity, fraud, cyber security, compliance, data protection and independent assurance.
Commercial context meets specialist protection.
Forthwise starts with the decision and the value at stake. Where deeper risk, fraud, cyber or compliance capability is needed, AJC provides the specialist response.
ForthwiseClarify the requirement.
Commercial direction, priorities, desired outcomes and the right scope are made clear before specialist work begins.
AJCAssess, protect and strengthen.
AJC scopes and delivers the agreed specialist work, bringing practical expertise and independent challenge to the organisation.
Protection that supports confident progress.
The purpose is not compliance theatre. It is stronger decisions, proportionate controls, practical resilience and clearer evidence that the organisation is managing what matters.
Protect operations
Identify critical dependencies, prepare for disruption and strengthen business continuity.
Reduce fraud exposure
Review governance, controls and emerging threats without losing sight of genuine customers.
Build cyber resilience
Test exposure, achieve recognised certification and translate technical findings into proportionate, actionable improvement.
Meet obligations
Navigate regulatory, KYC and AML requirements with clearer frameworks and oversight.
Safeguard information
Strengthen data protection governance, remediation and ongoing accountability.
Make change stick
Connect assessment and audit findings to practical implementation, ownership and delivery.

Four connected areas of organisational resilience.
AJC’s offer is broad, but the work can be organised around four clear client needs.
Risk & Business Continuity
Protect operations, governance and financial stability through proportionate risk and continuity planning.
- Risk and policy reviews
- Continuity plans and crisis readiness
- Governance and executive reporting
- ISO 22301 assurance support
Fraud & Payments Risk
Assess fraud exposure, strengthen governance and improve prevention, detection and response.
- Fraud risk assessments
- Strategy, controls and roadmaps
- Payments risk consultancy
- Visa Acceptance Risk Standard support
Cyber Security
Build a clearer, more resilient security posture through recognised certification, broad testing and practical improvement.
- Cyber Essentials certification
- Cyber Essentials Plus certification
- Broad penetration testing
- Virtual CISO and ISO 27001 support
- SWIFT CSP auditing
Compliance, KYC & AML
Develop practical frameworks and controls that respond to changing regulatory expectations.
- Compliance and conduct risk
- KYC and AML frameworks
- Internal audit and monitoring
- Back-office and SLA support
Capability that carries the work through to action.
Additional disciplines help turn findings, obligations and plans into owned, practical change.
Data Protection
Independent audit, remediation, governance, training and virtual DPO support.
ESG
Environmental, social and governance frameworks, policies and virtual officer support.
Independent Audits
Bespoke technical, control and process assessments designed to expose useful improvement.
Project Management
Planning, governance and delivery support from initial scope through to final sign-off.
Assurance that earns its place.
AJC provides recognised cyber certification and broad penetration testing alongside established continuity, card-scheme and management-system assurance. The right route depends on the organisation, its exposure and the evidence it needs.
A clearer route from concern to controlled action.
- 01
Start
Bring Forthwise the risk, decision, obligation or operational concern.
- 02
Clarify
We establish the outcome, context, urgency and boundaries.
- 03
Connect
AJC joins where its specialist capability strengthens the response.
- 04
Scope
Roles, deliverables and ownership are defined before work begins.
- 05
Act
Advice, assurance and implementation are connected to a practical next step.
Useful questions, answered clearly.
You do not need to diagnose the exact discipline before speaking to Forthwise.
When should Forthwise involve AJC?
AJC may be introduced where a commercial decision needs specialist risk, fraud, cyber security, regulatory compliance, data protection, audit or business continuity capability.
Who leads the initial conversation?
Forthwise owns the first conversation, clarifies the requirement and makes the specialist introduction. AJC then scopes and delivers its agreed area of work.
Can AJC support an existing internal team?
Yes. AJC can provide independent review, targeted project support, remediation capability or ongoing specialist roles alongside an organisation’s existing leadership and delivery teams.
Does AJC cover both strategic and practical delivery?
Yes. Its scope ranges from frameworks, governance and independent assessment through to implementation support, continuity planning, training, remediation and ongoing specialist provision.
What cyber security and assurance support is available?
AJC’s current services include virtual CISO support, ISO 27001 guidance, Cyber Essentials certification, Cyber Essentials Plus certification, broad penetration testing, cyber health checks and SWIFT CSP auditing.
Do I contact AJC directly through this page?
No. Enquiries from this page are handled by Forthwise so the requirement, roles and intended outcome can be made clear before any introduction.
Bring the concern. Leave with a clearer route forward.
Tell Forthwise what is changing, what is exposed or what needs independent challenge. We will help determine whether AJC is the right specialist fit.

Every enquiry stays with Forthwise first.
The introduction is requirement-led, with roles and responsibilities made clear.



Key IVR